Dear *|customer_name|*, Whether you're thinking of buying a house, buying a car or simply putting money aside for a rainy day, saving and investing your money could be a good idea. My MoneyBuilder (ISA) is a tax-free Investment ISA, which could help you get the most from your investments. You can start investing in your future from as little as £10 a month.

My MoneyBuilder (ISA) is an Investment ISA, which offers you tax-free growth potential.     Start investing from just £10 a month.     A single fund choice with a guaranteed minimum cash lump sum on your 10-year anniversary of investing. Terms apply.     Available to adults ages 18 or above who are resident in the UK.

Remember the value of investments can go down as well as up, and you could get back less than you've paid in. If you cash in before the end of 5 years there will be a £50 deduction from your cash-in value. Tax-free means the fund grows free from tax, with the exception of tax we've already paid on your behalf (such as on dividents from UK shares). Tax treatment depends on individual circumstances. Tax law may change in the future.

As an exclusive offer for Independent readers we're offering a £50 welcome gift when you apply for a My MoneyBuilder (ISA). To receive your exclusive £50 My Rewards card simply use the link below. The My Rewards card can be used at over 50 retailers throughout the UK.

All the information you need on My MoneyBuilder (ISA) is available on our website and if you choose to apply online it only takes a few minutes.

We've been helping customers to invest for over 150 years. We're one of the UK's largest mututals. Your money is protected by the FSCS.

Scottish Friendly Assurance Society Limited OEIC Managers, ISA Managers. Authorised and regulated by the Financial Conduct Authority. Registered in Scotland No. 187215. Details can be found on the Financial Services Register - Registration No. 188832.